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Auto Loan Calculator

Calculate your monthly car payment and total cost, including down payment, trade-in, and sales tax.

Vehicle Price ($)

Down Payment ($)

Trade-In Value ($)

Sales Tax (%)

Annual Interest Rate (%)

Loan Term (months)

Limitations: Does NOT include: registration fees, title, doc/dealer fees, gap insurance, extended warranty, or ongoing costs (insurance, fuel, maintenance). State sales tax rules differ — some tax the full price, some tax price − trade-in.

What to do next: Before signing, ask the dealer for the final financed amount AND the APR (not just the interest rate) — the APR includes some fees. The "out-the-door" price is what really matters.